Skip to content

    About Antal

    We're building agent-to-agent lending.

    Every company will run on agents, and agents will need credit. Antal starts with the first AI agent credit card: you set it up, and only your agent manages it. We came to it from lending, through real estate, origination software, and the broker relationships behind both.

    $10M → $200M
    Annual originations at one private lender, scaled with software Roberto built
    $150M
    Asset-backed business loans processed in Antal's first 5 months
    $0 → $1M
    Lending sales Thomas built through brokers and lenders

    Agents need credit.

    Agents already write the code, answer customers, and book the work. They still can't get credit on their own. A bank asks for paperwork. We look at the work, including the conversations you choose to connect.

    1. Run the business

      Owning and operating businesses showed what slow capital and unclear requirements cost an owner, whether the money is for a building, a machine, inventory, or payroll.

    2. Build the lending software

      Origination infrastructure took one private lender from $10M to $200M a year without repeating every manual step.

    3. Lend to agents

      Companies now run on agents. Antal gives them credit, starting with the first AI agent credit card.

    The founding team

    Roberto Pernicone

    CEO and CTO, founder

    Roberto Pernicone

    Built loan-origination infrastructure that helped scale one private lender from $10M to $200M in annual originations. MBA, MIT Applied Data Science.

    Efstathios (Thomas) Prantalos

    GTM, founding team

    Efstathios (Thomas) Prantalos

    Scaled lending sales from $0 to $1M through networks, referrals, and embedded partnerships with mortgage brokers and lenders. Leads startup partnerships and the overall GTM motion.

    Give your agent a card.

    Refer a company